Perched on the coveted WATER-VIEW side of Federal Hill's most sought-after block, 204 E Montgomery Street blends timeless historic charm, stunning water views and modern luxury! This turn-of-the-century brick townhome has been meticulously renovated from top to bottom by its current owner and is offered fully furnished—including all furniture, décor, and housewares—making it truly 100% move-in ready as a primary residence, second home, or high-end short-term rental.

The main level offers a welcoming living room with a custom-mantled fireplace, a powder room, a formal dining room, and a gourmet kitchen with stainless steel appliances. A bonus den with custom stainless-steel accents adds a modern twist, while a hidden rear deck with spiral staircase connects seamlessly to the upper levels, creating an ideal indoor-outdoor flow.

The upper level boasts a spacious primary suite with a spa-inspired en-suite bath featuring an oversized soaking tub, walk-in shower, and dual vanities. The suite also includes a walk-in closet, in-suite wet bar, and bonus sunroom/sitting area that opens to the first of two private rooftop decks. From here, enjoy commanding views of Baltimore's Inner Harbor—an unrivaled backdrop for morning coffee or evening entertaining. (On the other side of the upper level, you find a generous sized second bedroom with an en-suite bath and vaulted ceilings!)

The fully finished basement offers a third bedroom, third full bath with walk-in shower, separate laundry room, and generous storage space—perfect for guests, extended stays, or additional rental flexibility.

Federal Hill is one of Baltimore's most historic and vibrant neighborhoods, dating back to the 18th century. Just steps from the Inner Harbor—currently undergoing a transformative multi-billion-dollar redevelopment—residents will enjoy revitalized waterfront promenades, dining, shopping, and cultural attractions that will elevate property values and lifestyle appeal for years to come.

This home comes with a 1 year home warranty AND has a new water heater and furnace, ensuring comfort and piece of mind for years to come!